Banking Archives - Page 2 of 4 - Finance With Tapos Kumar | crypto analyst | investment analyst

Bank relationship capital: How Founders Build Banker Trust?

Say, you & other founder apply for a business loan. Both of you have similar profile like: Similar revenue Similar […]

Hey founders! Did you experience this? Your first loan took two months, but the second one took 10 days. I

Say, you are a profitable S-Corp owner who takes a $220,000 year-end distribution. Two months later, you apply for a

Imagine this situation= You had 38% year-over-year revenue growth. Then, better customer retention, venture interest & media coverage. But the

$Bank portfolio math$

Say, you are a founder who has Credit score 780. Positive cash flow. Solid collateral. But the bank doesn’t approve

Hello founders! Have you ever asked yourself the following questions: If your business shows a profit on paper If your

I was denied. I didn’t reapply yet. What lenders reevaluate before a second yes? I am just checking LinkedIn feed

Imagine that you receive a loan denial. Then, what will you do? You close that e-mail & assume that your

What should founders do in the first 90 days after a loan denial? This is the frustration step that most

A founder once told me this = I sent them my bank statements because they asked. But I don’t realize

“We regret to inform you that your application does not meet our current lending criteria.” Morning US founders! How many

How do US lenders define risk? I have heard this question a thousand times from American founders. I think this