Banking Archives - Finance With Tapos Kumar | crypto analyst | investment analyst

Credit Fatigue

Let’s talk about a startup that builds a food delivery app. At first, the founder is full of energy. He […]

We are 90% there; just final approval pending. Hmm! impressive progress. A SaaS founder shared this line with me. He

You didn’t miss any loan payments. Your 6-month profile suggests that you have stable revenue, continuously making a profit &

Say, you are talking to a bank for startup financing. Everything works perfectly, i.e., calls were happening, and e-mails were

It was Friday Evening. I just checked messages in the Threads app. The weather was rainy, so I am eating

If I said this to you, that your loan application rejected instead of having healthy balance sheet. Will you agree

Today, I will share a different story. Actually, this is my recent experience & I thought that I should write

Imagine this = You run a small manufacturing company in Ohio. You just enter a bar & take your favorite

Say, you & other founder apply for a business loan. Both of you have similar profile like: Similar revenue Similar

Hey founders! Did you experience this? Your first loan took two months, but the second one took 10 days. I

Say, you are a profitable S-Corp owner who takes a $220,000 year-end distribution. Two months later, you apply for a

Imagine this situation= You had 38% year-over-year revenue growth. Then, better customer retention, venture interest & media coverage. But the